Sweet 16 is a birthday to remember for a teenager for so many reasons. One of the biggest- they can legally drive. Being able to sit behind the wheel of a car for the first time and take yourself where you want to go is a feeling like no other. But, for mom and dad it signals mounds of worry. They are fearful of the teenager they love so much in the driver’s seat. Luckily auto insurance is there to provide a bit of reassurance for that time that you cannot prevent from happening.
Auto Insurance for Teen Drivers
As you probably already know, the cost of insurance for a teenage driver can cost a considerable amount more than coverage for drivers over the age of 25. This is because those under this age bracket are at greater risk for causing an accident to occur. Accidents can cost hundreds of thousands of dollars, and the auto insurance company is placing that risk on the wallet of the teen driving.
Luckily it is possible to find cheap teen car insurance coverage, and doing so can be as easy as just comparing multiple insurance rates, having good driving habits and ensuring that a few other steps are met. Considering how much auto insurance can cost, you will want to take advantage of as many savings and discounts as you possibly can. Keep in mind that insurance companies offer drivers help when it comes to rates because it is a competitive industry.
Comparing can be done on the web 24 hours per day, 7 days per week without cost. When you make comparisons you can see the cost of several different insurance companies all at the same time and decide for yourself who will provide you the most extensive coverage at the best of costs.
Good Grades and More Equal Substantial Discounts
Additionally, teens who do well in school can find discounted insurance rates. Maintaining A and B honor roll could signal a discount of as much as 30% if your insurance company offers this discount. That could add up to a great amount of money over the course of the year! If it is not offered, be sure to ask for this discount.
Has your teen completed a safe driver course at school? Get the discount you can earn! If the teen has yet to register for such a class, what are you waiting for? Enrolling in driver’s education shows the DMV you are serious about safety and following the rules of the road and will entitle you to a handsome discount.
Another way for teen drivers to save money on the cost of their car insurance is to remain on mom and dad’s policy. The discounts for doing so are enormous and well-worth the benefits.Why start a new car insurance policy when it will cost so much more to do?
