Warning: Use of undefined constant AMP__DIR__ - assumed 'AMP__DIR__' (this will throw an Error in a future version of PHP) in /home/dogtrai5/gotoautoinsurance.com/wp-content/plugins/amp-cf7/amp-cf7.php on line 35

Warning: Cannot modify header information - headers already sent by (output started at /home/dogtrai5/gotoautoinsurance.com/wp-content/plugins/amp-cf7/amp-cf7.php:35) in /home/dogtrai5/gotoautoinsurance.com/wp-content/themes/vamtam-consulting/vamtam/classes/enqueues.php on line 260
Articles - Go To Auto Insurance

Insurance Resources

The Search for Auto Insurance Car Quotes

The mission is always the same – to find the cheapest auto insurance possible that still offers enough coverage to be worthwhile. Searching for auto insurance car quotes can be a time consuming process, and because of that people tend to make mistakes that could have easily been avoided.

Mistake #1: Sticking With a Current Provider for a “Discount”

Insurance providers usually offer more than one type of insurance. In fact, all the top providers – Allstate, State Farm, Progressive, Liberty Mutual – offer not only car insurance, but life, health, and home insurance as well. They will commonly offer policy holders a discount for opening another policy with them instead of going somewhere else. At face value this seems like a good idea and many people jump on it. In reality, that “discount” may still be much higher than the rate offered by a different company. Keep this in mind when looking for cheap auto insurance quotes to save money.

Mistake #2: Taking a Quote at Face Value

Most instant quotes are provided based on one or two criteria. While this is an excellent way to get a basic idea of where the premium will stand, it doesn’t take all the factors into consideration – factors that may have a huge impact on the final premium. The best route to take is to compare car insurance quotes, and then follow up on that rate by speaking with a representative of the company to get a more detailed figure based on factors such as your age, driving history, car type, geographic location, and much more.

Mistake #3: Changing the Primary Driver

Everybody knows that insuring a teenage driver is much more expensive than insuring an established middle-aged driver. Because of this, some people seem to think it’s a good idea to put their own name on the insurance form when in fact the insurance is for their son or daughter. This is not only a huge mistake that can end up costing a lot more in the long run, it’s also illegal. Falsifying any information on an insurance application amounts to insurance fraud and comes with a hefty fine.

Mistake #4: Entering Into Long Term Contracts

Quotes are usually provided for the cheapest rate possible, and most of the time that entails an extended coverage policy with a long term contract that may specify required coverage for five years or more. Additionally, these often come with a lot of fine print, and if you don’t read every word you can easily end up with coverage that you don’t want or need. The best payment plan is a yearly contract, which is either renewable or able to be terminated at the end of every year.

Avoiding these simple mistakes can save you a lot of hassle once everything is said and done. Finding auto insurance car quotes online is an excellent way to find cheap quotes, but just make sure you understand everything you’re getting into before signing a contract.

Get Cheap Car Insurance For Young Drivers Today!

Insurance rates are based, in part, on the risk that a driver will be involved in an accident and drivers under twenty five are involved in more accidents than drivers in other age groups. There are some ways to get cheap car insurance for young drivers like taking advantage of discounts and comparison shopping.

Young Drivers on a Parent’s Auto Policy

Young drivers who are full time students or members of the military may remain on their parents’ policy if the parents’ home is their permanent address. Parents often receive customer loyalty and multi car discounts which reduce the cost of a young driver’s car insurance. In order to stay on the policy, the driver either must reside in the home or at a temporary address like a college or military base. This is the simplest way to get cheap car insurance for young people.

Good Student Discounts

Drivers under twenty one who are full time students and maintain a grade point average of at least 3.0 are usually eligible for good student discounts. These discounts are offered by most auto insurance companies but the amount of the discount may vary. Checking with several companies about the amount of their good student discount may net savings on car insurance for young drivers. If a student’s GPA drops or they leave school, they will lose the discount.

Maintain a Clean Driving Record

It is important that young drivers maintain a driving record free from accidents and moving violations. A single traffic violation can raise the cost of insurance premiums for up to three years. It may also disqualify teenage car insurance discounts, raising the insurance rates even higher. Some states forgive the first traffic citation if the driver takes an approved safety course and this is a good way for young drivers to keep their rates lower.

Driver Education and Defensive Driving Courses

Most parents and students are aware that insurers offer discounts to high school students who complete a driver education course. If the high school doesn’t offer the course, insurance companies offer the same discount for a private course. Drivers of any age can take advantage of discounts for defensive driving courses. These discounts are required by some states, but most car insurers offer them voluntarily. Defensive driving discounts help get cheap car insurance for young drivers.

Comparison Shopping

The internet has made comparison shopping for auto insurance quick and simple. Many websites offer free multiple car insurance quotes so consumers may check the rates of various companies. Comparing the rates of different insurance companies can help get cheap car insurance for young drivers. Discounts may not be reflected in these quotes, so its a good idea to check with individual companies about the types and amounts of discounts they offer before purchasing a policy.

The auto insurance marketplace is highly competitive and by comparing rates and discounts offered by different insurers it is possible to find cheap car insurance for young drivers. Spending a little time on the internet can result in hundreds of dollars in savings on auto insurance policies.

Car Insurance For Young People

Out of the approximately 6 million auto accidents that occur every single year in the United States, a large portion involve young drivers. Sixteen year old drivers are actually the age group most likely to be involved in an accident. For this reason, insurance companies offer higher rates for younger, inexperienced drivers, and it becomes a necessity to search for lower premiums on car insurance for young people. This is a short guide for finding car insurance and keeping rates low.

The Type of Car Makes a Difference

This is one of the first considerations you should think about before even talking to an insurance agent. The cheapest car insurance for young drivers depends a lot on the type of car they are driving. The same is true for insurance for people of all ages, but it’s especially relevant for a first time driver. If you’re buying your son or daughter a car and are worried about insurance rates; look for a car with good mileage, excellent safety features and a small engine. For much older vehicles though, you may want to consider third party theft and fire coverage, which covers claims made against you for personal or property damage.

Use Defensive Driving Techniques

Avoiding an accident should be everybody’s first concern while out on the road; accidents can not only cause debilitating personal injury or death, but they’re a surefire way to skyrocket your insurance premiums. Always yield when in doubt, and pay attention to what other drivers around you are doing. In fact, some companies, such as Progressive, offer discounts for safe driving practices, which they document via an on-board tracking device. By driving at certain times of day and regulating your speed you could save as much as 30 percent on your final premium.

Pay Attention to the Rules of the Road

It’s not only accidents that cause an increase in insurance premiums; something even as seemingly inconsequential as one speeding ticket can drastically hike up the monthly rates that you pay. For young drivers, depending on how fast they were driving, the rates can actually double! Insurance companies crack down on speeding quite a bit because the faster a car is going, the more damage it is likely to cause in the event of an accident. Therefore, a documented history of fast and/or reckless driving poses a larger liability for the insurance providers.

Look for a Student Discount

Expensive car insurance for young drivers can be offset by student discounts, which can lower the monthly premium by as much as 10%. These discounts are provided for students who are actively enrolled in a university or community college, allowing them to focus more on their studies and less on their budget. Other discounts include a no-claims bonus, given after a certain amount of time with no accidents and advanced drivers education bonuses, given for successful completion of a course like Defensive Driving Basics.

Finding affordable car insurance for young drivers may take awhile, but understanding the rules by which these rates are set can help you offset some of the charges and fall under a lower insurance bracket, saving you both time and money.

The last few years have been rough for the economy and spending your life savings on gas isn’t the way anyone wants to spend their money. People have had to come up with creative ways to save money, and gas is an easy way to do it. People have adapted from driving their big gas guzzler SUV’s and trucks and switched to more practical, economy cars that save them a ton of money in the long run on gas.

Recently i have seen more and more hybrid cars driving around town, especially the Toyota Prius. I was in southern California this past summer and i was shocked to see how many people were driving them. I’m pretty sure i could see at least three Prius’s at all times. Not even kidding. It was insane. So what is the big deal? Why are so many people getting a Prius? Is it really that great of a car?

Well i have done my research and i have found that people have great reason to buy a Prius. Here are a few reasons i found that it is worth getting:

  1. It is reasonably priced for what you get. The 2011 Toyota Prius is selling anywhere from $21,000 to $28,000. That is around the same or just a little bit higher than other economy cars like it. So it’s not like you are spending a lot more money to get a hybrid car than you would a regular economy gas powered car.
  2. GAS MILEAGE. The Prius gets amazing gas mileage. According to this website the Prius gets an average of 50 miles per gallon (51 in the city and 48 on the highway), plus you can drive 606 miles before you have to fill up. Compare that with the a gas powered Honda Civic or a Toyota Corolla that get around 25 miles per gallon around town and around 35 miles per gallon. I would take the Prius any day of the week. Road Trips just got a lot cheaper!
  3. Driving in the HOV (carpool) lane. Depending on what state you live in, you could be allowed to use the HOV lane even if you are the only person in the car. The lucky people from Arizona, California, Colorado, Florida and Georgia are allowed because those states have passed legislation for single passenger cars to drive in the HOV lane. Massachusetts and New york are in the process to get similar legislation.
  4. They look good! The Prius has a distinct look that i have grown to love. Even though they seem like they are super small, if you have ever been inside one you will find that they are very roomy. There is a big trunk and lots of leg room. Plus if you go to Toyota’s website you will be able to see that the Prius can have a bunch of sweet features like the Solar Roof and a Complimentary maintenance plan with roadside assistance. They have also expanded the original model to make the Prius V which is even bigger and has more trunk space.

If that is not convincing enough for you, you can also look and see that the Toyota Prius has been named the 2011 best overall value of the year in it’s class by IntelliChoice.

It would be a smart idea to get good auto insurance for a nice car like this. You can easily find free online car insurance quotes when you fill out the form at the top of this page. It is a nice feature that cuts a lot of time out of shopping for insurance quotes. It provides great quotes for teenage car insurance to car insurance for women.

Free Auto Insurance Quotes

Every year there are over 5 million auto crashes in the United States alone; a staggering number compared to the number of cars out on the road. Practicing defensive driving techniques can go a long way towards reducing your chance of being in an auto accident, but nothing can keep you entirely safe. Auto insurance is mandatory in every state, and using free auto insurance quotes can help you narrow down your options and get the best possible cheap auto insurance quotes. Following is a list of the top auto insurers that usually lead in the results.

Progressive Auto Insurance

Established in 1937, Progressive is one of the leading auto insurance providers in business today. Progressive’s mainstay insurance is a type referred to as usage based insurance – this offers discounts for customers who drive less frequently or during hours when accidents are less likely to occur. Penned “Snapshot Insurance”, this plan utilizes a small device inside the customer’s car to calculate driving habits, and subsequently calculate the monthly premiums. Drivers can earn up to 30 percent off their normal rate by driving safely.

Geico Auto Insurance

Geiko is a Better Business Bureau accredited auto insurance company that offers individual insurance policies on autos, motorcycles, boats, RV’s and most other types of vehicles. They employ over 24,000 people, although most business is conducted either over the phone or on the internet. They often come up in searches for free auto insurance quotes and their rates are comparably low when compared against the industry standards. Although Geico is one of the most recognizable names in auto insurance car quotes, thanks in part to their memorable advertisements, they don’t always receive the highest customer satisfaction reviews.

Allstate Auto Insurance

Allstate Insurance is one of the many auto insurance providers that has embraced a largely paperless operation by moving the majority of it’s business online. According to their own website, they currently insure 1/9th of the entire United States driving population. They offer free auto insurance quotes with a voluntary follow up call to assist potential customers in finding the best possible insurance rates. During 2005, the most recent year for which stats are available, Allstate paid $21.2 billion in claims. They are on the Fortune 100 list as one of the largest insurance providers in the nation, no easy feat considering the competition they’re up against.

State Farm Auto Insurance

Another power corporation, State Farm is ranked by Fortune 500 as the 22nd largest company on the planet. According to statistics, they have sold more policies in North America than any other auto insurance provider, and have been at the top for several decades. This is an umbrella statistic however, as State Farm also has large operations in home, life, and health insurance. Most free auto insurance quotes will provide a quote from State Farm.

Finding free auto insurance quotes is an excellent way to find the best deal on your insurance premiums. There’s no reason to settle for anything less than the best, so find a few good comparisons before settling on any one particular insurance provider. It could be the difference between getting cheap car insurance for young drivers or not.

About Saving With Cheap Insurance Quotes

Finding cheap insurance quotes online can be difficult, despite all the great third party insurance companies offering “one click quotes”. These one click quote third party companies advertise for other auto insurance agents, and when one clicks the ad it is a brokerage company that works with agents to reach more customers which ultimately will save you policy money. While having auto coverage is mandatory in all states, finding a low reasonable price can be difficult. Most car insurance organizations base their premiums on your driving history. This can be an issue with people who may have had accidents. For those who are inexperienced drivers you are going to have a higher rate almost guaranteed.

How To Search

The best way to search for cheap insurance policy quotes is on the internet. But choosing a site can be tricky. It is recommended to use search engines to find the names of car insurance companies that are in one’s state. The large corporate brands are always an option. However to find a good deal it may be better to visit the smaller auto insurance firms. These are still within the state regulations for car coverage and they may be able to offer a much lower rate. The larger firms tend to charge higher policy rates, because their brand draws clients. They have contracts with the state, to form a dichotomy of funds. You must pay the car insurance coverage companies, and if you are caught with out it you must pay the state and then the company for your plan. Start looking by searching the web for the car insurance firms main website. Then begin filling in the information required. You should receive a quote via email, call or in the following window. Write each quote down for comparison and ask for their quotes in writing.

What To Look For In A Quote

There are a few key criteria to notice when filling in the information for a car insurance policy quote. First are they asking for the Vehicle Identification Number (VIN).

This is a key to knowing if customers are receiving an accurate quote or just an estimate. If they do not ask for this number upfront it is possible that the quote will be only an estimate and could potentially be much higher when said and done. Also discounts for students, good drivers and other incentives are a good sign of a thorough insurance company. If they can give away discount incentives, they are usually more customer oriented and friendly. Various agencies or insurers have basic plans that all can afford especially with a high deductible amount. Take time to shop and compare providers for policies that cost as little as possible and save.

Looking for car a insurance policy can become a very easy process with the right type of planning. Look for as many promotions available, most car insurance firms have great promotions to attract customers. Some of them will be seasonal, quarterly or occasional. During the months of August and September, college students receive higher discounts. Searching is the hardest part but once settled on a provider, the sign up process is usually basic and easy. Most companies will allow customers to fill out the application online, while others want customers to come into the office to apply. What ever the process may be, doing a little extra homework will make this transaction process much more simple for cheap insurance quotes, a great deal and save money.

Tips for cheap auto insurance

A lot of car owners are looking for ways to cut back on the costs of their cars because the cost of living has become more expensive. Car insurance is one of the most common expenses that a person must pay for and, as a result, a car owner will do everything to find an affordable insurance plan. Unfortunately, some people are forced to cut back on the coverage of the plan in order to save a few dollars. This article will show you ways and discounts in which you can save cash on your insurance price without having to compromise on the coverage of the insurance policy.

Tip number one, learn to drive safely: It is a well known fact that safe drivers end up paying a lot less money for their car insurance because of several reasons. The first would be because safe drivers get into fewer accidents than their reckless counterparts and, as a result, their accident history will be smaller, thus minimizing the amount that they have to pay for the policy. Another reason would be because insurance companies give discounts to drivers who can go six months or more without getting into an accident. In addition, if you take a safe driver course, you can have additional savings.

Tip number two, hit the books and get good grades: One of the most effective ways to reduce the amount you pay on auto insurance is to get good grades. Yep you heard right, if you have or are a teen driver, you can look to lower the expense of insuring an auto if the teen is able to maintain a minimum of a B in all of their classes, thanks to discounts known as the good student discount. The reason why car insurance providers offer the good student discount is statistics say that students who do better in school drive more carefully, thus making them better and safer drivers than their flunking friends. To redeem this reduction, all you have to do is show the insuring company the latest report card to save some money.

Tip number three, forget the luxury cars: one way that you can cut back on the cost of insuring a vehicle is by being the owner of an less expensive and modest vehicle instead of insuring a luxury vehicle such as a Bentley or a Ferrari. Insurance policies charge more money for insuring a luxury car because if you get into an accident, it will be more expensive to replace a broken part of a Bentley than a Honda. So to highlight, getting a cheaper vehicle will save you a lot of cash in the long run.

Tip number four, look for different quotes on the policies. A lot of places that insure vehicles offer free online premium estimates to compare on the company website. If you don’t know what a quote is, a quote is a type of estimate that an insurance provider offers so that people can see what they will have to pay on their policy. By shopping around to compare quotes, you will be able to find a low affordable price on insurance for your vehicle. I hope this article helps you find cheap car insurance.

Cheap car insurance is almost something that does not go along with the words that mean “affordable.” Usually if you want cheap insurance, especially for your car, you’re going to have to be able to miss out on something or just settle for a different car insurance plan that you really didn’t want. Naturally, it is an insult to get car insurance that doesn’t have the itemized options attached to the purchasing agreement and the overall protection plan, but if you buckle-up, there is a way to get both cheap and affordable coverage for your car insurance needs today!

Have you ever heard of discount car insurance or obtaining multiple car insurance quotes? If you are in the market for getting affordable car insurance, you’re going to want to make yourself available to get an insurance quote for discount car insurance from everywhere! You probably will want to skip the more mainstream car insurance for a while, in order to make sure you can afford both your car and the insurance that goes along with it. Just being prepared to listen to various quotes and compare rates of insurance is a great way to get the best pricing.Anyone with this type of personal endurance will seldom come up empty-handed and usually, if they get multiple insurance rate quotes on discount insurance, they can be happy because they maintained the patience they needed to score big on a market that most can pass up. Just because your car has a fast driving range doesn’t mean that your insurance has to be the most expensive part of the bargain! Take some professional advice, and drive safely by being sure to purchase the very best type of auto insurance that makes owning your new car a safe and gratifying investment for years to come!Always rectify whether or not you are a safe driver, because that is the number one reason you will obtain a lesser price tag on the auto insurance you’ve always wanted. Make sure you tell your insurance broker all of the qualifications that you deem necessary to pile up the marks that are to your benevolence. Add any assumption that will make having the cheapest rates available to you. Your new automobile is at stake and you really, really want to give a good impression on how good you’ve done your car ownership homework.Things like anti-theft devices, anti-lock brakes, motorized seat-belts, and factory installed airbags, all chart your initial success to having a cheaper, more affordable insurance quote, that may lead to more beneficial car insurance rates! There are additional considerations if applicable like, being a good student and being willing to switch over your car insurance policy early, which some companies give an additional 10% off if you are willing to comply.

Having the best policy for your affordable car insurance needs is not that hard and making the most of your time in getting it is the best decision you will ever make! Age, retirement, new car, multiply policies are all itemized deductibles that reduce the price rates that insurance companies are willing to drop for you. Any consumer who meets these few or the majority of, will be guaranteed a quality quote and drop in initial price rates.

Sometimes, almost any type of arrangement that can be considered is a definite price rate dropper, so sum up your categories and make sure to get the best quote available today!

Imagine yourself driving down a road near your home. It’s a road you drive every day, the same old commute that you’re used to. You reach down to change the radio station when bam the neighbors cat has run into the middle of the street. Lucky for you, you’re going the speed limit so stopping is no big deal. At least you think it’s no big deal until you hear that dreaded eeeeeiiiii that signals squeaky brakes.

It’s not an uncommon issue. In fact, it’s so common that the sound is one we are used to hearing in everyday life. But what does that high pitched squeal mean?

It Could Be Nothing

Seriously. Sometimes brakes squeak. There will be times when you are going fast and slam your breaks only to hear the dreaded noise. It doesn’t necessarily mean there is something wrong. Listen to the sound, is it long and loud? If so, you need to keep reading. Is it short enough that it sounds more like eek instead of eeeeiiii? In that case you are probably just fine. A little squeak isn’t going to kill you.

It Could Be Your Brake Pads

The number one reason brakes squeak is because the brake pads need to be replaced. Take a moment to think about the last time you had you brake pads checked. If it’s been more than a year, you need to have someone look at them. Changing the brake pads is a simple thing that can save your brakes. Trust me, there are a lot of worse (and more expensive) things that could happen to your car.

Even if your brakes aren’t squeaking and it’s been a while since you’ve had your brake pads checked, you should get them checked anyway. It should be part of the regular maintenance of your car. Having sound brake pads can save you major expense in the long run. It’s better to have to pay a little now than to have to get new brakes later.

But if you’ve gone longer than you can remember without changing the brake pads _

It Could be Something Worse

You could be putting a lot of other people on the road in danger if you haven’t had a brake checkup in too long. If it takes a squealing brake for you to finally take your car in to the mechanic, then so be it. Brakes are one of the most essential items in your car. I shouldn’t have to tell you how important it is to have healthy brakes. Every time you drive you are not only putting yourself at risk, but you are taking other people’s lives into your hands. What if your brakes are not functioning correctly? What if you speed out of control and hit the van of a young family. Could you live with yourself afterwards? Get your brakes checked. It never hurts to be on top of your car’s maintenance.

Whatever the case may be, if you notice a problem with your brakes, take action. It could be nothing, but it could be something. Better safe than sorry.

Just because car insurance is required for every driver does not mean they should have to pay a lot of money for the coverage. If a person has a clean driving record they should not have to pay a lot for this coverage. When finding all the cheapest car insurance quotes and it best to compare several different companies and chose the lowest price that provides the most discounts.

Discounts For Being Safe

Many companies will offer discounts to people that have a safe driving history and a clean record. This means the person could not be found at fault for an accident , and have few if any speeding tickers over a large span of time. People that have not filed a claim previously with an insurance company can also receive discounts. Many states offer safe or defensive driving courses that will help reduce the insurance rates. The auto insurance companies use this information to asses the risk of the driver. The lower the risk of an accident or filing a claim the less likely the company is to pay out. This information and safe driving habits can help a person find cheap auto insurance rates.

Get What Coverage is Needed

The type of coverage a person is going to need for their car will depend on several factors. It will depend on the year, make and model of the vehicle. If a person has a loan out on the car with a bank in some states they are required to carry collision insurance. This type of insurance is expensive. For people with older cars that are paid off they do not need to carry this coverage. In the end they can end up paying more for this type of insurance then what the car is worth. If a person has an older automobile they can have a higher deductible. Older cars are usually cheaper to fix then newer ones. This will also help a person when finding all the cheapest car insurance quotes. If a person does not need the optional coverage options they can be bypassed. The older the car the cheaper it is to fix if damaged and there is less of a chance that it will be stolen. The insurance company views this as less of a risk and are able to offer lower rates.

Bundle It Up

If a person has several policies with one company they often receive discounts. In addition to having car insurance with a company a person will save money if they also have their home or renters insurance through the same company. These are just a few ways a person can receive a cheap auto insurance quote. Do not settle on one company until receiving offers for others. driver. This will allow a person to choose the best auto coverage at the lowest rate. Online shopping with several provider agencies means a little easy effort but you will more likely to save from among the cheapest car insurance quotes.

Page 1 of 91 2 3 9
Matching you with
the best offer near you.